Privacy Policy

BankHarassment.com (“Bank Harassment”, “we”, “us”, or “our”) is operated by Savemoney Financial Services Pvt. Ltd. and is committed to protecting the privacy and security of personal, financial, and credit-related information provided by users.

This Privacy Policy explains how information is collected, used, shared, stored, and protected when you access or use our website and related services.

Please read this Privacy Policy carefully. By using this website, you agree to the practices described herein.

Collection of Personally Identifiable Information

We may collect personal information from users when they voluntarily submit details through forms, enquiries, consent-based credit assessment requests, or communication channels. The information collected may include:

• Name
• Mobile number
• Email address
• PAN or identity details (where applicable)
• IP address
• Information required for credit report access with explicit consent

We collect such information only for lawful and defined purposes related to financial awareness, assistance, or credit-related services.

Use of Collected Information

The personal information collected is used to:

• Respond to user enquiries or requests
• Facilitate consent-based credit report access
• Provide information related to borrower rights and financial options
• Communicate service-related updates
• Comply with legal and regulatory obligations

Information is not used for any unlawful, misleading, or unauthorized purpose.

Use of Non-Personal Information

We may automatically collect limited non-personal information through server logs and analytics, including:

• Browser type
• Device type
• Operating system
• Referring pages
• Date and time of access

This information is used only for system monitoring, security, and improving website performance.

Cookies

This website may use cookies and similar technologies to enhance user experience and ensure basic functionality. Users may control cookie preferences through their browser settings. Disabling cookies may affect certain site features.

Sharing of Information

We do not sell, rent, or trade personal information.
Information may be shared only in the following circumstances:

• With user’s explicit consent
• To comply with legal or regulatory requirements
• With authorized credit information companies, strictly for consent-based credit report access
• To protect legal rights, safety, or prevent fraud

No information is shared with unauthorized agents, vendors, or third parties.

Information Security

We implement reasonable and industry-standard security measures to protect information against unauthorized access, misuse, alteration, or disclosure.

Security controls include:

• SSL/TLS encryption for data in transit
• Restricted administrative access
• Secure hosting infrastructure
• Firewall protection
• Log monitoring and access control

While we strive to protect user information, no method of transmission over the internet is completely secure, and users acknowledge this inherent risk.

Information Security Policy & Governance

The above security measures are governed under the organization’s documented Information Security Policy, which defines access control, confidentiality, secure handling of information, consent management, log retention, and data purging practices.

The Information Security Policy is approved by management, reviewed annually, and aligned with applicable laws and regulatory requirements, including the Information Technology Act, 2000, Experian CICRA guidelines, and industry best practices.

Data Retention & Deletion

Personal and credit-related information is retained only for the period necessary to fulfill the intended purpose or as required by law. Data is deleted or purged securely once the retention period expires or consent is withdrawn.

Links to Other Websites

This website may contain links to third-party websites. We are not responsible for the privacy practices or content of such external websites. Users are encouraged to review the privacy policies of those websites independently.

User Rights

Users may request access, correction, or deletion of their personal information, subject to applicable laws and regulatory requirements. Requests may be sent to the contact details provided below.

Changes to This Privacy Policy

This Privacy Policy may be updated periodically. Any changes will be reflected on this page. Users are encouraged to review this policy regularly.

Contact Information

For questions or concerns regarding this Privacy Policy, please contact: info@bankharassment.com