{"id":7694,"date":"2026-05-01T10:37:15","date_gmt":"2026-05-01T10:37:15","guid":{"rendered":"https:\/\/bankharassment.com\/blog\/?p=7694"},"modified":"2026-05-01T10:37:15","modified_gmt":"2026-05-01T10:37:15","slug":"%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b8%e0%a5%87%e0%a4%9f%e0%a4%b2%e0%a4%ae%e0%a5%87%e0%a4%82%e0%a4%9f-%e0%a4%95%e0%a5%87-%e0%a4%ac%e0%a4%be%e0%a4%a6-%e0%a4%ad%e0%a4%b5%e0%a4%bf%e0%a4%b7%e0%a5%8d","status":"publish","type":"post","link":"https:\/\/bankharassment.com\/blog\/%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b8%e0%a5%87%e0%a4%9f%e0%a4%b2%e0%a4%ae%e0%a5%87%e0%a4%82%e0%a4%9f-%e0%a4%95%e0%a5%87-%e0%a4%ac%e0%a4%be%e0%a4%a6-%e0%a4%ad%e0%a4%b5%e0%a4%bf%e0%a4%b7%e0%a5%8d\/","title":{"rendered":"\u0932\u094b\u0928 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0932\u094b\u0928 \u092e\u093f\u0932\u0928\u093e \u0915\u093f\u0924\u0928\u093e \u0906\u0938\u093e\u0928 \u0939\u0948"},"content":{"rendered":"<p data-path-to-node=\"1\">\u091c\u092c \u0915\u094b\u0908 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092d\u093e\u0930\u0940 \u0915\u0930\u094d\u091c \u0914\u0930 \u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f\u094b\u0902 \u0915\u0947 \u092e\u093e\u0928\u0938\u093f\u0915 \u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928 \u0938\u0947 \u0925\u0915 \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b <b data-path-to-node=\"1\" data-index-in-node=\"80\"><a class=\"ng-star-inserted\" href=\"https:\/\/bankharassment.com\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjs8oGX7JeUAxUAAAAAHQAAAAAQjQI\">loan settlement<\/a><\/b> \u0909\u0938\u0947 \u090f\u0915 \u0905\u0902\u0927\u0947\u0930\u0940 \u0938\u0941\u0930\u0902\u0917 \u092e\u0947\u0902 \u0930\u094b\u0936\u0928\u0940 \u0915\u0940 \u0915\u093f\u0930\u0923 \u091c\u0948\u0938\u093e \u092e\u0939\u0938\u0942\u0938 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0909\u0928 \u0921\u0930\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u0949\u0932\u094d\u0938 \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u0928\u094b\u091f\u093f\u0938\u094b\u0902 \u0938\u0947 \u0924\u0924\u094d\u0915\u093e\u0932 \u0930\u093e\u0939\u0924 \u0924\u094b \u0926\u093f\u0932\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u090f\u0915 \u092c\u095c\u093e \u0938\u0935\u093e\u0932 \u0938\u093e\u092e\u0928\u0947 \u0906\u0924\u093e \u0939\u0948\u2014&#8221;\u0915\u094d\u092f\u093e \u092e\u0941\u091d\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0915\u092d\u0940 \u0926\u094b\u092c\u093e\u0930\u093e \u0932\u094b\u0928 \u092e\u093f\u0932 \u092a\u093e\u090f\u0917\u093e?&#8221;<\/p>\n<p data-path-to-node=\"2\">\u0905\u0915\u094d\u0938\u0930 \u092c\u0948\u0902\u0915 \u0914\u0930 \u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f \u0915\u0930\u094d\u091c\u0926\u093e\u0930\u094b\u0902 \u0915\u094b \u092f\u0939 \u0915\u0939\u0915\u0930 \u0921\u0930\u093e\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0905\u0917\u0930 \u0906\u092a\u0928\u0947 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u093f\u092f\u093e, \u0924\u094b \u0906\u092a\u0915\u0947 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0926\u0930\u0935\u093e\u091c\u0947 \u0939\u092e\u0947\u0936\u093e \u0915\u0947 \u0932\u093f\u090f \u092c\u0902\u0926 \u0939\u094b \u091c\u093e\u090f\u0902\u0917\u0947\u0964 \u0907\u0938 \u092c\u094d\u0932\u0949\u0917 \u092e\u0947\u0902 \u0939\u092e \u0907\u0938\u0940 \u0935\u093f\u0937\u092f \u092a\u0930 \u0917\u0939\u0930\u093e\u0908 \u0938\u0947 \u091a\u0930\u094d\u091a\u093e \u0915\u0930\u0947\u0902\u0917\u0947 \u0915\u093f <b data-path-to-node=\"2\" data-index-in-node=\"189\"><a class=\"ng-star-inserted\" href=\"https:\/\/bankharassment.com\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjs8oGX7JeUAxUAAAAAHQAAAAAQjgI\">loan settlement<\/a><\/b> \u0915\u0947 \u092c\u093e\u0926 <b data-path-to-node=\"2\" data-index-in-node=\"212\">future loan<\/b> \u0915\u0940 \u0930\u093e\u0939 \u0915\u094d\u092f\u093e \u0939\u0948 \u0914\u0930 \u0906\u092a \u0905\u092a\u0928\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u093e\u0916 \u0915\u094b \u0926\u094b\u092c\u093e\u0930\u093e \u0915\u0948\u0938\u0947 \u092c\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3 data-path-to-node=\"4\">\u0932\u094b\u0928 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u093e \u0938\u093f\u092c\u093f\u0932 (CIBIL) \u092a\u0930 \u0905\u0938\u0930<\/h3>\n<p data-path-to-node=\"5\">\u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 \u092f\u0939 \u0938\u092e\u091d\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948 \u0915\u093f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0906\u092a\u0915\u0947 <b data-path-to-node=\"5\" data-index-in-node=\"52\">credit<\/b> \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u091c\u092c \u0906\u092a \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u0940 \u092a\u0942\u0930\u0940 \u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f (\u092c\u094d\u092f\u093e\u091c \u0914\u0930 \u092a\u0947\u0928\u0932\u094d\u091f\u0940 \u0938\u0939\u093f\u0924) \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930 \u092a\u093e\u0924\u093e\u0964 \u0907\u0938 \u0915\u093e\u0930\u0923, \u0906\u092a\u0915\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0932\u094b\u0928 \u0905\u0915\u093e\u0909\u0902\u091f \u0915\u0947 \u0938\u093e\u092e\u0928\u0947 &#8216;Settled&#8217; \u0938\u094d\u091f\u0947\u091f\u0938 \u0926\u093f\u0916\u093e\u0908 \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-path-to-node=\"6\">\u092f\u0939 \u0938\u094d\u091f\u0947\u091f\u0938 \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0928\u0947 \u0905\u092a\u0928\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0928\u0939\u0940\u0902 \u0928\u093f\u092d\u093e\u0908, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u093e\u092b\u0940 \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0936\u0941\u0930\u0941\u0906\u0924\u0940 1-2 \u0938\u093e\u0932\u094b\u0902 \u092e\u0947\u0902 \u092e\u0941\u0916\u094d\u092f\u0927\u093e\u0930\u093e \u0915\u0947 \u092c\u0948\u0902\u0915 \u0907\u0938 &#8216;Settled&#8217; \u0930\u093f\u092e\u093e\u0930\u094d\u0915 \u0915\u094b \u0926\u0947\u0916\u0915\u0930 \u0928\u090f \u0932\u094b\u0928 \u0915\u0947 \u0906\u0935\u0947\u0926\u0928 \u0915\u094b \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0915\u0924\u0930\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928, \u092f\u0939 \u0938\u094d\u0925\u093f\u0924\u093f \u0938\u094d\u0925\u093e\u0908 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0914\u0930 \u0907\u0938\u0947 \u092c\u0926\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3 data-path-to-node=\"8\">\u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0932\u094b\u0928 \u092a\u093e\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (Step-by-Step Guide)<\/h3>\n<p data-path-to-node=\"9\"><b data-path-to-node=\"9\" data-index-in-node=\"0\"><a class=\"ng-star-inserted\" href=\"https:\/\/bankharassment.com\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjs8oGX7JeUAxUAAAAAHQAAAAAQjwI\">loan settlement<\/a><\/b> \u0915\u0947 \u0924\u0941\u0930\u0902\u0924 \u092c\u093e\u0926 \u0932\u094b\u0928 \u092e\u093f\u0932\u0928\u093e \u091a\u0941\u0928\u094c\u0924\u0940\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092f\u0926\u093f \u0906\u092a \u0938\u0939\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0905\u092a\u0928\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0905\u0917\u0932\u0947 24 \u0938\u0947 36 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0906\u092a \u0905\u092a\u0928\u0940 \u092a\u093e\u0924\u094d\u0930\u0924\u093e (Eligibility) \u0915\u094b \u0926\u094b\u092c\u093e\u0930\u093e \u0939\u093e\u0938\u093f\u0932 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0907\u0928 \u091a\u0930\u0923\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0947\u0902:<\/p>\n<h4 data-path-to-node=\"10\">1. \u0938\u093f\u092c\u093f\u0932 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u094b &#8216;\u0915\u094d\u0932\u094b\u091c\u094d\u0921&#8217; \u0915\u0940 \u0924\u0930\u092b \u0932\u0947 \u091c\u093e\u0928\u093e<\/h4>\n<p data-path-to-node=\"11\">\u092f\u0926\u093f \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u0915\u093f\u0938\u0940 \u092c\u095c\u0947 \u0932\u094b\u0928 (\u091c\u0948\u0938\u0947 \u0939\u094b\u092e \u0932\u094b\u0928 \u092f\u093e \u0915\u093e\u0930 \u0932\u094b\u0928) \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948, \u0924\u094b \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u0947 \u0915\u0941\u091b \u0938\u092e\u092f \u092c\u093e\u0926 \u091c\u092c \u0906\u092a\u0915\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u094d\u0925\u093f\u0924\u093f \u0938\u094d\u0925\u093f\u0930 \u0939\u094b \u091c\u093e\u090f, \u0924\u094b \u092c\u0948\u0902\u0915 \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902\u0964 \u0906\u092a \u092c\u091a\u0940 \u0939\u0941\u0908 &#8216;\u091b\u0942\u091f&#8217; (Waived amount) \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0915\u0947 \u0905\u092a\u0928\u0947 &#8216;Settled&#8217; \u0938\u094d\u091f\u0947\u091f\u0938 \u0915\u094b &#8216;Closed&#8217; \u092f\u093e &#8216;Post Settlement Closure&#8217; \u092e\u0947\u0902 \u092c\u0926\u0932\u0935\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 <b data-path-to-node=\"11\" data-index-in-node=\"296\">future loan<\/b> \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u0913\u0902 \u0915\u094b 90% \u0924\u0915 \u092c\u095d\u093e \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n<h4 data-path-to-node=\"12\">2. \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0947\u0902<\/h4>\n<p data-path-to-node=\"13\">\u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0915\u094b\u0908 \u092d\u0940 \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u094b \u0905\u0928\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0932\u094b\u0928 \u0928\u0939\u0940\u0902 \u0926\u0947\u0917\u093e\u0964 \u0905\u092a\u0928\u0940 <b data-path-to-node=\"13\" data-index-in-node=\"65\">credit<\/b> \u0930\u0947\u091f\u093f\u0902\u0917 \u0938\u0941\u0927\u093e\u0930\u0928\u0947 \u0915\u093e \u0938\u092c\u0938\u0947 \u0906\u0938\u093e\u0928 \u0924\u0930\u0940\u0915\u093e \u0939\u0948\u2014\u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (FD) \u0915\u0947 \u092c\u0926\u0932\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0932\u0947\u0928\u093e\u0964 \u0907\u0938 \u0915\u093e\u0930\u094d\u0921 \u0915\u093e \u091b\u094b\u091f\u093e-\u091b\u094b\u091f\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0938\u092e\u092f \u092a\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0902\u0964 \u092f\u0939 \u0906\u092a\u0915\u0947 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092e\u0947\u0902 \u092b\u093f\u0930 \u0938\u0947 &#8220;\u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0915\u0930\u094d\u091c\u0926\u093e\u0930&#8221; \u0915\u0940 \u091b\u0935\u093f \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<h4 data-path-to-node=\"14\">3. \u0906\u092f \u0915\u0947 \u092a\u0941\u0916\u094d\u0924\u093e \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0924\u0948\u092f\u093e\u0930 \u0930\u0916\u0947\u0902<\/h4>\n<p data-path-to-node=\"15\">\u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u091c\u092c \u0906\u092a \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0947\u0902, \u0924\u094b \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u092a\u093f\u091b\u0932\u0947 2 \u0938\u093e\u0932\u094b\u0902 \u0915\u093e \u0907\u0928\u0915\u092e \u091f\u0948\u0915\u094d\u0938 \u0930\u093f\u091f\u0930\u094d\u0928 (ITR) \u0914\u0930 \u0938\u094d\u0925\u093f\u0930 \u0938\u0948\u0932\u0930\u0940 \u0938\u094d\u0932\u093f\u092a \u0939\u094b\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0906\u092f \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092e\u091c\u092c\u0942\u0924 \u0939\u0948, \u0924\u094b \u0915\u0908 \u092c\u0948\u0902\u0915 \u092a\u0941\u0930\u093e\u0928\u0947 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u094b \u090f\u0915 &#8216;\u0905\u0924\u0940\u0924 \u0915\u0940 \u0918\u091f\u0928\u093e&#8217; \u092e\u093e\u0928\u0915\u0930 \u0906\u092a\u0915\u094b \u0932\u094b\u0928 \u0926\u0947\u0928\u0947 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3 data-path-to-node=\"17\">Bank Harassment \u091f\u0940\u092e \u0906\u092a\u0915\u0940 \u0915\u0948\u0938\u0947 \u092e\u0926\u0926 \u0915\u0930\u0924\u0940 \u0939\u0948?<\/h3>\n<p data-path-to-node=\"18\">\u0939\u092e\u093e\u0930\u093e \u0915\u093e\u092e \u0915\u0947\u0935\u0932 \u0906\u092a\u0915\u094b \u092a\u094d\u0930\u0924\u093e\u0921\u093c\u0928\u093e \u0938\u0947 \u092c\u091a\u093e\u0928\u093e \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u094b \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0928\u093e \u092d\u0940 \u0939\u0948\u0964 <b data-path-to-node=\"18\" data-index-in-node=\"91\"><a class=\"ng-star-inserted\" href=\"https:\/\/bankharassment.com\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjs8oGX7JeUAxUAAAAAHQAAAAAQkAI\">Bank Harassment<\/a><\/b> \u0915\u0940 \u091f\u0940\u092e \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0906\u092a\u0915\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0930\u0924\u0940 \u0939\u0948:<\/p>\n<ul data-path-to-node=\"19\">\n<li>\n<p data-path-to-node=\"19,0,0\"><b data-path-to-node=\"19,0,0\" data-index-in-node=\"0\">\u0938\u091f\u0940\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u0940\u0915\u0930\u0923:<\/b> \u0939\u092e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u0947 \u0935\u0915\u094d\u0924 \u0906\u092a\u0915\u094b \u092c\u0948\u0902\u0915 \u0938\u0947 \u0935\u0948\u0927 &#8216;No Dues Certificate&#8217; (NDC) \u092e\u093f\u0932\u0947, \u091c\u094b \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 <b data-path-to-node=\"19,0,0\" data-index-in-node=\"131\">credit<\/b> \u0907\u0924\u093f\u0939\u093e\u0938 \u0915\u094b \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u091c\u0930\u0942\u0930\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"19,1,0\"><b data-path-to-node=\"19,1,0\" data-index-in-node=\"0\">\u092a\u094d\u0930\u0924\u093e\u0921\u093c\u0928\u093e \u0938\u0947 \u092e\u0941\u0915\u094d\u0924\u093f:<\/b> \u0939\u092e \u0906\u092a\u0915\u094b \u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f\u094b\u0902 \u0915\u0947 \u0909\u0938 \u0921\u0930 \u0938\u0947 \u092c\u093e\u0939\u0930 \u0928\u093f\u0915\u093e\u0932\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0940 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u094b \u0916\u0924\u094d\u092e \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u090f\u0915 \u0936\u093e\u0902\u0924 \u0926\u093f\u092e\u093e\u0917 \u0939\u0940 \u092c\u0947\u0939\u0924\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"19,2,0\"><b data-path-to-node=\"19,2,0\" data-index-in-node=\"0\">\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0938\u0932\u093e\u0939:<\/b> \u0939\u092e\u093e\u0930\u093e \u092a\u0948\u0928\u0932 \u0906\u092a\u0915\u094b \u092c\u0924\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0915\u094c\u0928 \u0938\u0947 \u091b\u094b\u091f\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0926\u092e \u0909\u0920\u093e\u0928\u0947 \u091a\u093e\u0939\u093f\u090f \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u093e \u0938\u094d\u0915\u094b\u0930 \u092b\u093f\u0930 \u0938\u0947 750+ \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u0938\u0915\u0947\u0964<\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"21\">\u0915\u094d\u092f\u093e \u0935\u093e\u0915\u0908 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0932\u094b\u0928 \u092e\u093f\u0932\u0928\u093e \u0906\u0938\u093e\u0928 \u0939\u0948?<\/h3>\n<p data-path-to-node=\"22\">\u0908\u092e\u093e\u0928\u0926\u093e\u0930\u0940 \u0938\u0947 \u0915\u0939\u0947\u0902 \u0924\u094b, <b data-path-to-node=\"22\" data-index-in-node=\"21\"><a class=\"ng-star-inserted\" href=\"https:\/\/bankharassment.com\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjs8oGX7JeUAxUAAAAAHQAAAAAQkQI\">loan settlement<\/a><\/b> \u0915\u0947 \u092c\u093e\u0926 \u0915\u0947 \u092a\u0939\u0932\u0947 18 \u092e\u0939\u0940\u0928\u0947 \u0915\u0920\u093f\u0928 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0938\u092e\u092f \u092c\u0940\u0924\u0928\u0947 \u0915\u0947 \u0938\u093e\u0925 \u092a\u0941\u0930\u093e\u0928\u093e \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092a\u0940\u091b\u0947 \u091b\u0942\u091f \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 \u0915\u0908 \u0928\u0949\u0928-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 (NBFCs) \u0914\u0930 \u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b <b data-path-to-node=\"22\" data-index-in-node=\"221\">future loan<\/b> \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0924\u0948\u092f\u093e\u0930 \u0930\u0939\u0924\u0940 \u0939\u0948\u0902 \u091c\u093f\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0905\u092a\u0928\u0940 \u092a\u0941\u0930\u093e\u0928\u0940 \u0917\u0932\u0924\u093f\u092f\u094b\u0902 \u0938\u0947 \u0938\u0940\u0916 \u0932\u0940 \u0939\u0948 \u0914\u0930 \u0905\u092c \u0938\u0941\u0927\u093e\u0930 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3 data-path-to-node=\"24\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/h3>\n<p data-path-to-node=\"25\"><b data-path-to-node=\"25\" data-index-in-node=\"0\"><a class=\"ng-star-inserted\" href=\"https:\/\/bankharassment.com\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjs8oGX7JeUAxUAAAAAHQAAAAAQkgI\">loan settlement<\/a><\/b> \u0906\u092a\u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091c\u0940\u0935\u0928 \u0915\u093e \u0905\u0902\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u092f\u0939 \u090f\u0915 &#8216;\u0930\u0940\u0938\u0947\u091f&#8217; \u092c\u091f\u0928 \u0939\u0948\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0909\u0928 \u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f\u094b\u0902 \u0915\u0947 \u0915\u0941\u091a\u0915\u094d\u0930 \u0938\u0947 \u092c\u093e\u0939\u0930 \u0928\u093f\u0915\u093e\u0932\u0924\u093e \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u0940 \u092e\u093e\u0928\u0938\u093f\u0915 \u0936\u093e\u0902\u0924\u093f \u091b\u0940\u0928 \u091a\u0941\u0915\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u090f\u0915 \u092c\u093e\u0930 \u091c\u092c \u0906\u092a \u0938\u092e\u094d\u092e\u093e\u0928 \u0915\u0947 \u0938\u093e\u0925 \u0907\u0938 \u092c\u094b\u091d \u0938\u0947 \u092e\u0941\u0915\u094d\u0924 \u0939\u094b \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u0928\u090f \u0938\u093f\u0930\u0947 \u0938\u0947 \u0905\u092a\u0928\u0940 \u0938\u093e\u0916 \u0915\u093e \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-path-to-node=\"26\">\u092f\u093e\u0926 \u0930\u0916\u093f\u090f, \u0921\u093f\u092b\u093e\u0932\u094d\u091f\u0930 \u092c\u0928\u0915\u0930 \u091b\u093f\u092a\u0928\u0947 \u0914\u0930 \u0930\u094b\u091c \u092a\u094d\u0930\u0924\u093e\u0921\u093c\u0928\u093e \u0938\u0939\u0928\u0947 \u0938\u0947 \u0915\u0939\u0940\u0902 \u092c\u0947\u0939\u0924\u0930 \u0939\u0948 \u0915\u093f \u0906\u092a \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u0930\u0915\u0947 \u0905\u092a\u0928\u0940 \u0926\u0947\u0928\u0926\u093e\u0930\u0940 \u0915\u093e \u0928\u093f\u092a\u091f\u093e\u0930\u093e \u0915\u0930\u0947\u0902\u0964 \u092f\u0939 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u090f\u0915 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u0914\u0930 \u092e\u091c\u092c\u0942\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091b\u0935\u093f \u092c\u0928\u093e\u0928\u0947 \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u092a\u0939\u0932\u093e \u0915\u0926\u092e \u0939\u0948\u0964<\/p>\n<blockquote data-path-to-node=\"27\">\n<p data-path-to-node=\"27,0\"><b data-path-to-node=\"27,0\" data-index-in-node=\"0\">\u0906\u091c \u0939\u0940 \u0905\u092a\u0928\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902:<\/b> \u092f\u0926\u093f \u0906\u092a \u092c\u0948\u0902\u0915 \u0915\u0947 \u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0905\u092a\u0928\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0932\u0947\u0915\u0930 \u0921\u0930\u0947 \u0939\u0941\u090f \u0939\u0948\u0902, \u0924\u094b \u0914\u0930 \u0907\u0902\u0924\u091c\u093c\u093e\u0930 \u0928 \u0915\u0930\u0947\u0902\u0964 \u0906\u091c \u0939\u0940 <b data-path-to-node=\"27,0\" data-index-in-node=\"128\">Bank Harassment<\/b> \u0915\u0940 \u091f\u0940\u092e \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902\u0964 \u0939\u092e \u0928 \u0915\u0947\u0935\u0932 \u0906\u092a\u0915\u093e <b data-path-to-node=\"27,0\" data-index-in-node=\"182\"><a class=\"ng-star-inserted\" href=\"https:\/\/bankharassment.com\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjs8oGX7JeUAxUAAAAAHQAAAAAQkwI\">loan settlement<\/a><\/b> \u0915\u0930\u0935\u093e\u090f\u0902\u0917\u0947, \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u094b \u092b\u093f\u0930 \u0938\u0947 \u090f\u0915 \u0938\u092e\u094d\u092e\u093e\u0928\u093f\u0924 \u0914\u0930 \u0915\u0930\u094d\u091c-\u092e\u0941\u0915\u094d\u0924 \u092d\u0935\u093f\u0937\u094d\u092f \u091c\u0940\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0947\u0902\u0917\u0947!<\/p>\n<\/blockquote>\n<p data-path-to-node=\"29\"><b data-path-to-node=\"29\" data-index-in-node=\"0\">\u092a\u094d\u0930\u094b \u091f\u093f\u092a:<\/b> \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0905\u0917\u0932\u0947 1 \u0938\u093e\u0932 \u0924\u0915 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0928\u090f \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u092c\u093e\u0930-\u092c\u093e\u0930 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940 \u0928 \u0915\u0930\u0947\u0902, \u0905\u0928\u094d\u092f\u0925\u093e \u0906\u092a\u0915\u093e \u0938\u094d\u0915\u094b\u0930 \u0914\u0930 \u092d\u0940 \u0917\u093f\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0927\u0948\u0930\u094d\u092f \u0930\u0916\u0947\u0902 \u0914\u0930 \u0927\u0940\u0930\u0947-\u0927\u0940\u0930\u0947 \u0905\u092a\u0928\u0940 \u0938\u093e\u0916 \u092c\u0928\u093e\u090f\u0902\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u091c\u092c \u0915\u094b\u0908 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092d\u093e\u0930\u0940 \u0915\u0930\u094d\u091c \u0914\u0930 \u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f\u094b\u0902 \u0915\u0947 \u092e\u093e\u0928\u0938\u093f\u0915 \u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928 \u0938\u0947 \u0925\u0915 \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b loan settlement \u0909\u0938\u0947 \u090f\u0915 \u0905\u0902\u0927\u0947\u0930\u0940 \u0938\u0941\u0930\u0902\u0917 \u092e\u0947\u0902 \u0930\u094b\u0936\u0928\u0940 \u0915\u0940 \u0915\u093f\u0930\u0923 \u091c\u0948\u0938\u093e \u092e\u0939\u0938\u0942\u0938 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0909\u0928 \u0921\u0930\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u0949\u0932\u094d\u0938 \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u0928\u094b\u091f\u093f\u0938\u094b\u0902 \u0938\u0947&hellip;<\/p>\n","protected":false},"author":1,"featured_media":7699,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[133,18],"tags":[],"class_list":["post-7694","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-after-settlement","category-loan-settlement"],"fimg_url":"https:\/\/bankharassment.com\/blog\/wp-content\/uploads\/2026\/05\/blog-1740.jpg","_links":{"self":[{"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/posts\/7694","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/comments?post=7694"}],"version-history":[{"count":1,"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/posts\/7694\/revisions"}],"predecessor-version":[{"id":7700,"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/posts\/7694\/revisions\/7700"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/media\/7699"}],"wp:attachment":[{"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/media?parent=7694"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/categories?post=7694"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankharassment.com\/blog\/wp-json\/wp\/v2\/tags?post=7694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}