EMI Burden

Falling into an EMI default is a stressful experience, and a loan settlement (One-Time Settlement or OTS) often feels like the only light at the end of the tunnel. However, many borrowers find their settlement requests stalled or flatly rejected.…

If you are reading this, you are likely exhausted. Exhausted by the constant ping of payment reminders, the dread of the next EMI date, and the relentless calls from recovery agents. For many Indians in 2025, the EMI burden has…