Bank Harassment

How to Resolve Disputes Effectively Under the NI Act without Going to Court The experience of bank harassment can inflict significant emotional and financial distress. Whether it manifests as a relentless barrage of phone calls, intimidating correspondence, or the implementation…

The Role of a Lawyer in Settling Disputes Arising from Bills of Exchange When banks resort to harassment during loan settlement negotiations, you're not just facing financial pressure – you're dealing with potentially illegal and damaging tactics. This is where…

Negotiation Tactics for Lawyers in Cheque Bounce Cases Feeling overwhelmed by relentless calls and threats from your bank? You're not alone. Bank harassment is a serious issue in India, but you have rights and options. This guide will help you…

How to Prove the Validity of a Negotiable Instrument in Court Banks frequently wield negotiable instruments, like checks and promissory notes, as weapons in their debt collection arsenal. However, these instruments are not infallible. By understanding how to challenge their…

Legal Defenses Available for Accused in Negotiable Instruments Cases Banks often exploit the complexities of negotiable instruments law, particularly Section 138 (cheque bounce), to harass borrowers. They use the threat of legal action to pressure you into quick, often unfavorable,…

Drafting Effective Legal Notices Under the NI Act for Negotiation When banks use dishonored checks as a weapon to harass you, the Negotiable Instruments Act (NI Act) can be your shield. While they might use the threat of legal action…

Lawyer’s Role in Negotiating Dishonored Cheques Under the NI Act Dishonored checks can be a nightmare, but when banks use them as a weapon for harassment, it becomes an entirely different level of abuse. If you're facing relentless pressure, threats,…

Key Legal Provisions Under the NI Act That Protect Borrowers from Bank Harassment Introduction The Negotiable Instruments Act, 1881 (NI Act) governs transactions involving cheques, promissory notes, and bills of exchange. While it is often used by banks and creditors…

Understanding the Negotiable Instruments (NI) Act for Lawyers What is the Negotiable Instruments Act? The Negotiable Instruments Act, 1881, is a law that governs cheques, promissory notes, and bills of exchange. It outlines legal responsibilities, ensuring fair transactions and protecting…